Most workers aged 22 and over, and earning more than £10,000 a year (or £192 a week; or £833 a month) should automatically see some of their wages transferred to pension savings.
If you’ve no idea whether that includes you, then experts say:
the best way to check is by looking at the deductions on your wage slip
if that’s confusing, then check with you HR department or whoever does the payroll at work
Usually, 5% of your salary will go into a pension savings pot (this is an additional pension pot, separate from what you’ll eventually receive in a state pension).
If you don’t put this money into a pension, it will be taxed, so you will lose some of it anyway.
Crucially, your employer will then add money into the pot, the equivalent of at least 3% of your wages.
