Prince Andrew, Duke of York, HM Queen Elizabeth II, The Queen, and Prince Philip, Duke of Edinburgh, watch the flypast over The Mall of British and US World War II aircraft from the Buckingham Palace balcony on National Commemoration Day July 10, 2005 in London. (Photo by Anwar Hussein/Getty Images)
The Queen reportedly forked out £7million, while £3million came from Prince Philip’s estate (Picture: Anwar Hussein/Getty Images)

The late Queen, Prince Philip and King Charles reportedly loaned Andrew Mountbatten-Windsor £12million to pay off his accuser, Virginia Giuffre.

The disgraced ex-Prince is yet to pay back a penny of the cash, which was as much as £7million from the late Queen and £3million from Prince Philip’s estate after his death, the Sun reports.

The then-Prince Charles is said to have chipped in £1.5million to cover the 2022 out-of-court settlement with Giuffre, who was one of the most prominent sex trafficking victims of Epstein.

She accused Andrew of assaulting her on three occasions when she was 17 and she sued the former Duke of York in 2021.

(FILES) An undated handout photo taken at an undisclosed location and released on August 9, 2021 by the United States District County for the Southern District of New York shows (L-R) Prince Andrew, Virginia Giuffre, and Ghislaine Maxwell posing for a photo. King Charles will strip his younger brother Andrew of his royal titles and long-term residence on the Windsor estate, the palace said on October 30, 2025, the latest fallout to hit the scandal-plagued royal over the Jeffrey Epstein affair.
The infamous photo which appeared to show Andrew and Giuffre together in Ghislaine Maxwell’s house (Picture: HANDOUT/US District Court – Southern District of New York (SDNY)/AFP via Getty Images)

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Andrew has repeatedly denied her claims, but he agreed to pay her an undisclosed sum as an out-of-court settlement in 2022.

Giuffre was found dead in her Australian home on April 25, 2025.

Now it has been revealed that this parents and brother forked out £12million for the settlement in hopes it would draw a line under the scandal before the Platinum Jubilee in February 2022.

However a source said: ‘Andrew’s not paid back a penny.’

It has been claimed that Andrew hoped to sell his Swiss ski chalet to repay the loans.

Those plans collapsed when he made next to nothing in the sale because plush chalet, in the Swiss resort Verbier, was saddled with heavy mortgage debt.

A source told the Sun: ‘As far as anyone knows he still has not repaid a single penny of the millions he borrowed.

‘The money from the Royal Family bought her silence but denied Virginia her day in court and the chance to openly challenge his account of what happened.’

LONDON, UNITED KINGDOM - SEPTEMBER 16: (EMBARGOED FOR PUBLICATION IN UK NEWSPAPERS UNTIL 24 HOURS AFTER CREATE DATE AND TIME) Prince Andrew, Duke of York and King Charles III attend Katharine, Duchess of Kent's Requiem Mass service at Westminster Cathedral on September 16, 2025 in London, England. Katharine, Duchess of Kent was married to Prince Edward, Duke of Kent, a first cousin of Queen Elizabeth II. She died on September 4 at the age of 92 at Kensington Palace surrounded by her family. Having converted to Catholicism in 1994, her funeral takes place at Westminster Cathedral and is the first Catholic funeral to be held for a member of the royal family in modern British history. Her Royal Highness will be laid to rest at the Royal Burial Ground at Frogmore, Windsor. (Photo by Max Mumby/Indigo/Getty Images)
The King reportedly paid £1.5million in hopes the settlement would draw a line under the scandal (Photo by Max Mumby/Indigo/Getty Images)

The source claimed that the late Queen was ‘heartbroken’ by the Epstein scandal engulfing her son but ‘could not face banishing Andrew’.

The settlement was said to have been reached in March 2022, reportedly after Charles and other royals urged him to settle.

The agreement ensured Andrew would never have to face Virginia in a US court.

At the heart of her allegations against the former Prince is a photo which appears to show Andrew with his arm around her at the London home of Epstein’s partner Ghislaine Maxwell.

Andrew has continued to face mounting scrutiny over his relationship with Jeffrey Epstein as more files are released about the peadophile financier.

Images released by the Department of Justice in the US also appear to show Andrew crouching over an unidentified woman in what appears to be Epstein’s New York mansion.

Britain's Prince Andrew kneels over a female in this image released by the Department of Justice in Washington, D.C., U.S., on January 30, 2026 as part of a new trove of documents from its investigations into the late financier and convicted sex offender Jeffrey Epstein. U.S. Justice Department/Handout via REUTERS THIS IMAGE HAS BEEN SUPPLIED BY A THIRD PARTY. REDACTED AREAS FROM SOURCE.
Andrew kneels over a female in an image released by the Department of Justice (Picture: via REUTERS)

Thames Valley Police confirmed it was looking into claims Andrew divulged confidential reports from his role as the UK’s trade envoy with the sex offender.

Emails released in the latest tranche of Epstein Files appear to show Mr Mountbatten-Windsor sharing reports of official visits to Hong Kong, Vietnam, and Singapore.

Earlier this week, the King made clear his ‘profound concern’ at the allegations relating to Mr Mountbatten-Windsor’s conduct.

Buckingham Palace also confirmed it will ‘stand ready to support’ the police if approached over the claims.

The Prince and Princess of Wales also issued their first public statement about the Epstein scandal.

A Kensington Palace spokesperson said: ‘I can confirm that the Prince and Princess of Wales have been deeply concerned by the continued revelations. Their thoughts remain focused on the victims.’

Andrew has always denied any wrongdoing.

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